Marina came in for a routine check-up and was surprised. «Doctor, where does this yellowish coating behind my lower teeth come from? I brush twice a day with an electric brush.» I showed her in the mirror the inner side of the lower incisors. There was a hard layer of tartar, the classic location. «I thought I was doing everything right.» This is normal. Tartar forms even with good hygiene because there are zones the brush simply cannot reach.
Tartar (Zahnstein, dental calculus) forms when soft bacterial plaque absorbs minerals from saliva, calcium and phosphate, and hardens. This takes around 24 to 72 hours. The closer to the salivary gland openings, the faster tartar grows: inner side of the lower front teeth and outer side of the upper molars are the main risk zones.
Why tartar must be removed
Tartar itself does not hurt. But beneath the mineralised layer, bacteria continue to multiply. They cause gum inflammation (gingivitis), which over time can progress to periodontitis.
Supragingival and subgingival tartar
Supragingival tartar is visible to the naked eye. Yellow or brown in colour, it sits above the gum line.
Subgingival tartar (Konkrement) forms in periodontal pockets. It is darker, harder, and more dangerous because it contacts the tooth root directly.
How the procedure works
In Germany, tartar removal is performed with an ultrasonic scaler. The procedure takes 15-30 minutes and is usually painless.
What the GKV covers
The statutory health insurance (GKV) covers tartar removal once per calendar year. No co-payment is required.
Important: tartar removal and professional teeth cleaning (PZR) are different procedures. PZR is more comprehensive but is not covered by the GKV.
How to slow tartar build-up
- Brush twice a day for two minutes with a soft brush. According to a Cochrane review, electric brushes remove 21 percent more plaque than manual ones.
- Use floss or interdental brushes daily. 40 percent of tooth surfaces lie between the teeth, the brush cannot get there.
- Pay extra attention to the inner side of your lower incisors. That is your number one risk zone, brush there twice as long and at the right angle.
- Do not skip checkups. Every 6 months a checkup, yearly tartar, ideally PZR every 6-12 months.
- Quit smoking. Smokers build tartar 2-3 times faster and darker.
- Reduce snacking. Frequent meals mean constant bacterial feeding and more mineralization.
GKV vs private: what is covered
GKV (statutory health insurance). Covers tartar removal once per calendar year, starting at age 18. No co-payment. This is BEMA position 107 in the German catalog.
PZR (professional teeth cleaning). Not covered by the GKV, paid separately. In Hamburg prices are 60 to 130 euros depending on the practice. PZR includes tartar removal plus soft plaque, interdental polishing, fluoride varnish. It is a complete hygiene session.
Dental supplementary insurance (Zahnzusatzversicherung). Most packages cover 80 to 100 percent of PZR twice a year. This is one of the most worthwhile dental investments in Germany. Premium of 10 to 25 euros per month, two PZR sessions per year return more than that.
Bonusheft. If you attend an annual checkup with tartar removal and stamp the Bonusheft, after 5 years the GKV raises the denture subsidy from 60 to 70 percent, after 10 years to 75 percent. A small thing that saves thousands of euros later in life.
What to do after the procedure
First 24 hours. Avoid coffee, tea, red wine, no smoking, no berries. The enamel is slightly open after tartar removal and stains more easily.
First week. Brush with a soft brush, no aggressive whitening pastes. Temporary sensitivity to cold and hot is possible, lasting 1-3 days, that is normal. If pain is sharp, call the dentist.
Long term. Back to your usual hygiene routine plus daily floss. If you are not used to floss, start with a couple of teeth and gradually expand. After 2 to 3 weeks it becomes automatic.
Children up to 18, IP visits (Individualprophylaxe) twice a year covered by GKV: instruction, fluoride varnish, tartar removal if needed. Important for building habits and caries prevention.